What kind of checking account is right for you?

By: Jody Mabry
Image: Shutterstock

About This Quiz

Who would have ever thought opening a checking account could have so many options? All the gifts aside, a checking account can either help you build a nest egg or save you from wasting money. Factors such as income, age and how you spend your money all play a role in which checking account is right for you. Take this quiz and find out which kind of account you should open.

What non-essentials are you likely to spend money on?

How would you likely invest extra money?

Do you trust others?

How well do you budget your money?

Are you open about how you spend your money?

What type of balance do you usually keep in your checking account?

What do you think of when someone brings up money?

What is one money topic you wish you knew more about?

What is your most difficult problem with money?

How would you determine an investing strategy?

What is most important to you in choosing a checking account?

Do you use direct deposit?

How many checks do you write in a month?

How are you most likely to spend money in your account?

If you have a checking account minimum, do you think you can keep the minimum balance every month?

If you really want something but know it will overdraft you, what do you do?

What is your financial outlook?

Is your spending indicative of your wealth?

You're at dinner and no one is grabbing the bill. What do you do?

When the economy tanks, are you affected?

How do you decide on a bank?

How do you pay your bills?

Have you ever been surprised by how much money is or isn't in your account?

What is the first thing you can do to get a grasp on your money?

What kind of home do you live in?

How will you open a checking account?

Which of these do you spend more on than you think?

Do you use your past spending to improve future spending?

What kind of a shopper are you?

How do you carry cash?

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