Does Your Credit Card Have the Lowest APR You Can Get?

By: Ashley Duncan
Image: Shutterstock

About This Quiz

There are several strategies for lowering the APR on your credit cards, so you shouldn’t feel stuck with an overwhelming rate. Take our quiz and see if you have the lowest APR for your credit card or if you should search for better options!

How high is your credit limit?

How many times a day do you use your credit card?

What would you be more likely to buy with your credit card?

How often do you go shopping in the mall?

Where does your credit score fall?

When do you usually pay your bills?

How close are you to your credit limit right now?

How many credit cards did you apply for in the last three years?

How often do you check your credit report?

Do you have a household budget?

How often do you discuss money?

Where do you think you spend the most money?

How do you deposit money in your accounts?

Do you refer to your accounts before making a purchase?

How often do you tap into your savings account?

What is an impulse item that you can't turn down at the grocery store?

If you go out to eat with friends, how is the check split?

How do you get to work?

How often do you eat out or order food for delivery?

Do you buy brand name items?

How much do you make annually?

Do you save your change?

What percent of your paycheck do you save for the future?

How do you invest your money?

Do you have multiple banking accounts?

Does anyone else know your ATM PIN?

How do you pay your bills?

How much money is in your purse or wallet right now?

Have you ever borrowed money and not paid it back?

Do you have an addictive personality?

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